[{"FeatureId":1,"FeatureName":"Damage to your car","FeatureShortName":"Damage to your car","FeatureDesc":"Covers damages to your car caused by accidents, theft, natural calamities, manmade hazards, fire and explosions or damage during transit.","FeatureShortDesc":"","Sequence":10,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":2,"FeatureName":"Theft of your car","FeatureShortName":"Theft of your car","FeatureDesc":"This policy covers losses incurred when your car is unfortunately stolen.","FeatureShortDesc":"","Sequence":10,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":3,"FeatureName":"Natural Calamities","FeatureShortName":"Natural Calamities","FeatureDesc":"Damages caused to your car and losses incurred in case of natural calamities such as cyclones, floods and earthquakes are covered in this policy.","FeatureShortDesc":"","Sequence":20,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":4,"FeatureName":"Man-made hazards","FeatureShortName":"Man-made hazards","FeatureDesc":"Damages caused your car and losses incurred in case of man-made hazards such as terrorist attacks or fires are covered in this policy.","FeatureShortDesc":"","Sequence":20,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":5,"FeatureName":"Fire and Explosions","FeatureShortName":"Fire and Explosions","FeatureDesc":"Damages and losses caused to your car due to an accidental fire are covered in this policy.","FeatureShortDesc":"","Sequence":20,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":6,"FeatureName":"Damage During Transit","FeatureShortName":"Damage During Transit","FeatureDesc":"Damages and losses caused to your car while shipping the car from one place to another are covered in this policy.","FeatureShortDesc":"","Sequence":20,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":7,"FeatureName":"Damage to your car (1 year)","FeatureShortName":"Damage to your car (1 year)","FeatureDesc":"Covers damages to your car for a period of 1 year. This includes damages caused by accidents, theft, natural calamities, manmade hazards, fire and explosions or damage during transit.","FeatureShortDesc":"","Sequence":10,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":8,"FeatureName":"Damage to your car (3 years)","FeatureShortName":"Damage to your car (3 years)","FeatureDesc":"Covers damages to your car for a period of 3 years. This includes damages caused by accidents, theft, natural calamities, manmade hazards, fire and explosions or damage during transit.","FeatureShortDesc":"","Sequence":10,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":9,"FeatureName":"Damage to Third Party","FeatureShortName":"Damage to Third Party","FeatureDesc":"This plan covers damages to third party, i.e. other persons, vehicles or properties involved in the accident.","FeatureShortDesc":"","Sequence":10,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":10,"FeatureName":"Damage to Third Party (Limited)","FeatureShortName":"Damage to Third Party (Limited)","FeatureDesc":"This plan covers damages to third party i.e. other persons, vehicles or properties involved in the accident. However, Third Party property damage will be limited to Rs. 6000 per claim.","FeatureShortDesc":"","Sequence":10,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":11,"FeatureName":"Damage to Third Party (3 years)","FeatureShortName":"Damage to Third Party (3 years)","FeatureDesc":"This plan covers damages to third party (i.e. other persons, vehicles or properties damaged in the accident) for a period of 3 years.","FeatureShortDesc":"","Sequence":10,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":101,"SubCategory":"Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":12,"FeatureName":"Driving Without Valid License","FeatureShortName":"Driving Without Valid License","FeatureDesc":"Your claim will be denied if you were driving without a valid driving licence.","FeatureShortDesc":"","Sequence":40,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":13,"FeatureName":"Driving Under Influence","FeatureShortName":"Driving Under Influence","FeatureDesc":"Your claim will be denied if you were driving under the influence of alcohol or drugs or any other intoxicating substance.","FeatureShortDesc":"","Sequence":40,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":14,"FeatureName":"Commercial Usage","FeatureShortName":"Commercial Usage","FeatureDesc":"Your claim will be denied if you were using your private car for commercial purposes at the time of the accident.","FeatureShortDesc":"","Sequence":40,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":15,"FeatureName":"Damage Due To Racing","FeatureShortName":"Damage Due To Racing","FeatureDesc":"Your claim will be denied if you were using your car for racing at the time of accident.","FeatureShortDesc":"","Sequence":40,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":16,"FeatureName":"Deliberate Damage","FeatureShortName":"Deliberate Damage","FeatureDesc":"Your claim will be denied if the damage to your car was intentional, deliberate or premeditated.","FeatureShortDesc":"","Sequence":40,"Priority":5,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":17,"FeatureName":"Involvement In Riots","FeatureShortName":"Involvement In Riots","FeatureDesc":"Your claim will be denied if your car was damaged due to riots in which you were involved.","FeatureShortDesc":"","Sequence":40,"Priority":6,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":18,"FeatureName":"Damage due to war or invasion","FeatureShortName":"Damage due to war or invasion","FeatureDesc":"Any losses due to damage caused directly or indirectly caused by war, invasion, the act of foreign enemies, hostilities or warlike operations (whether before or after declaration of war), civil war, mutiny rebellion and military are not covered.","FeatureShortDesc":"","Sequence":40,"Priority":7,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":103,"SubCategory":"No Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":19,"FeatureName":"General Wear & Tear","FeatureShortName":"General Wear & Tear","FeatureDesc":"Any losses occurring due to normal wear and tear of the vehicle will not be eligible for a claim.","FeatureShortDesc":"","Sequence":30,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":20,"FeatureName":"Mechanical Failure","FeatureShortName":"Mechanical Failure","FeatureDesc":"Any form of mechanical or electrical breakdown, failure of chassis, or body parts, or breakage due to rusting or other weather conditions will not be considered for a claim.","FeatureShortDesc":"","Sequence":30,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":21,"FeatureName":"Tyre & Tube Damage","FeatureShortName":"Tyre & Tube Damage","FeatureDesc":"Damage to tyres is not covered unless the tyres were damaged in the same accident or unless 'Tyre Protector' addon is included in the policy.","FeatureShortDesc":"","Sequence":30,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":22,"FeatureName":"Consequential Damage","FeatureShortName":"Consequential Damage","FeatureDesc":"Any damage caused to your car that is not a direct result of the accident for which you're making a claim. E.g. After the accident, if the damaged car is driven in a way that causes damage to your engine.","FeatureShortDesc":"","Sequence":30,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":23,"FeatureName":"Cost of Consumables","FeatureShortName":"Cost of Consumables","FeatureDesc":"Cost of replacing or refilling the consumables in the event of an accident is not covered. Consumables are materials that need to be replaced or refilled frequently – like nuts, bolts, screws, engine oil and coolant – and once used are consumed completely.","FeatureShortDesc":"","Sequence":30,"Priority":5,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":24,"FeatureName":"Damage to Engine (Non-accidental)","FeatureShortName":"Damage to Engine","FeatureDesc":"Losses incurred due to damage to car's engine or its parts (like crankshaft, piston, pins, cylinder and gearbox) are not covered in this plan. Select 'Engine Protector'add-on to cover these losses.","FeatureShortDesc":"","Sequence":30,"Priority":6,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":25,"FeatureName":"Buy Without Inspection","FeatureShortName":"Buy Without Inspection","FeatureDesc":"This plan does not require inspection of your car, as per IRDAI approved insurance plan.","FeatureShortDesc":"","Sequence":70,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":26,"FeatureName":"Requires Self-Video Inspection","FeatureShortName":"Requires Self-Video Inspection","FeatureDesc":"This plan requires self-video inspection of your car. It is a hassle-free and quick process using Policybazaar App.","FeatureShortDesc":"","Sequence":70,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":27,"FeatureName":"Manual Inspection","FeatureShortName":"Manual Inspection","FeatureDesc":"This plan requires manual inspection of your car. An authorized person will visit you and physically examine your car before giving approval to issue your policy.","FeatureShortDesc":"","Sequence":70,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":29,"FeatureName":"Policy Starts","FeatureShortName":"Policy Starts","FeatureDesc":"You'll receive your policy document instantly but your policy period will start from the mentioned date.","FeatureShortDesc":"","Sequence":70,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":30,"FeatureName":"Cashless Garages","FeatureShortName":"Cashless Garages","FeatureDesc":"Insurers offer cashless facility at the time of claims in these garages. You are not required to pay for the expenses upfront. Insurer will settle your expense bill directly with the garage.","FeatureShortDesc":"","Sequence":60,"Priority":0,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":31,"FeatureName":"Repair Anywhere","FeatureShortName":"Repair Anywhere","FeatureDesc":"Repair anywhere across India","FeatureShortDesc":"","Sequence":60,"Priority":1,"FeatureLabel":"Repair anywhere across India","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":32,"FeatureName":"Spot Claims Upto Rs. 30,000","FeatureShortName":"Spot Claims Upto 30K","FeatureDesc":"You can upload pictures/video of the damage to the insurer. Insurer will offer/transfer to you the assessed cost of repair upfront. You can repair your vehicle and submit the bills after repair. Spot claims are limited to the mentioned claim amount.","FeatureShortDesc":"","Sequence":60,"Priority":5,"FeatureLabel":"Insurer offers spot claims upto Rs. 30,000: upload picture/video of the damage and go for immediate claim settlement.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":33,"FeatureName":"Reimbursement Within 3 Working Days For Non-Cashless","FeatureShortName":"Reimbursement Within 3 Working Days For Non-Cashless","FeatureDesc":"Insurer will reimburse the claim amount within 3 working days of submitting the documents/original invoice. Call us on our claims toll free before intimation of claim to avail this service","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"For non-cashless claims, insurer will reimburse the claim amount within 3 working days of document/invoice submission.","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 3 Days","BandType":""},{"FeatureId":34,"FeatureName":"Self-Video Claims","FeatureShortName":"Self-Video Claims","FeatureDesc":"This plan offers quick and easy inspection at the time of claims using Policybazaar App. Simply self-upload a video of your car using the app for evaluation of damages and approval upto Rs. 1,00,000","FeatureShortDesc":"","Sequence":60,"Priority":6,"FeatureLabel":"Insurer offers self-video claims: quick and easy inspection through Policybazaar App for surveying of damages.","FeatureShortLabel":"","FeatureValue":238,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Upto 1Lac","BandType":""},{"FeatureId":35,"FeatureName":"Reimbursement Within 7 Working Days For Non-Cashless","FeatureShortName":"Reimbursement Within 7 Working Days For Non-Cashless","FeatureDesc":"Insurer will reimburse the claim amount within 7 working days of submitting the documents/original invoice. Call us on our claims toll free before intimation of claim to avail this service","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 7 days","BandType":""},{"FeatureId":36,"FeatureName":"Depreciation With Partial Waiver","FeatureShortName":"Partial Zero Dep Waiver","FeatureDesc":"When a car's body part (excluding tyres and batteries) is replaced during repairs, the insurer pays only a certain percentage of the cost of replacement. Rest of the cost is paid by you. By adding Zero Depreciation cover in this plan, the insurer will also cover half (50%) of the cost to be paid by you.","FeatureShortDesc":"","Sequence":60,"Priority":9,"FeatureLabel":"Savings: plan includes partial Zero Depreciation. Insurer will also pay 50% of your share of the cost of damage repair.","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Only available with this insurer","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":37,"FeatureName":"6-Month Repair Warranty","FeatureShortName":"6-Month Repair Warranty","FeatureDesc":"Insurer has arrangements with the workshops whereby a six-month repair warranty will be offered on the repairs at the time of claim.","FeatureShortDesc":"","Sequence":60,"Priority":2,"FeatureLabel":"You get 6-month warranty on repairs made at insurer-approved workshops.","FeatureShortLabel":"","FeatureValue":236,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 6 Months","BandType":""},{"FeatureId":38,"FeatureName":"Spot Claims Upto Rs. 50,000","FeatureShortName":"Spot Claims Upto 50K","FeatureDesc":"You can upload pictures/video of the damage to the insurer. Insurer will offer/transfer to you the assessed cost of repair upfront. You can repair your vehicle and submit the bills after repair. Spot claims are limited to the mentioned claim amount.","FeatureShortDesc":"","Sequence":60,"Priority":5,"FeatureLabel":"Insurer offers spot claims upto Rs. 50,000: upload picture/video of the damage and go for immediate claim settlement.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 50k","BandType":""},{"FeatureId":39,"FeatureName":"Self-Video Claims","FeatureShortName":"Self-Video Claims","FeatureDesc":"This plan offers quick and easy inspection at the time of claims using Policybazaar App. Simply self-upload a video of your car using the app for evaluation of damages and approval upto Rs. 50,000","FeatureShortDesc":"","Sequence":60,"Priority":6,"FeatureLabel":"Insurer offers self-video claims: self-upload video of car through Policybazaar App for quick survey of damages.","FeatureShortLabel":"","FeatureValue":238,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Upto 50k","BandType":""},{"FeatureId":40,"FeatureName":"Unlimited Zero Depreciation Claims","FeatureShortName":"Unlimited Zero Dep Claims","FeatureDesc":"This is only applicable if Zero Depreciation cover is included in the plan. You will be entitled to unlimited Zero Depreciation claims during the policy period. Normally, other insurers have a limit of two Zero Depreciation claims if you have Zero Depreciation cover in the policy and third claim onwards, the claim is processed with depreciation on the parts.","FeatureShortDesc":"","Sequence":60,"Priority":9,"FeatureLabel":"This plan includes unlimited Zero Depreciation claims (usually this is limited to two).","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":41,"FeatureName":"Overnight Repair Service","FeatureShortName":"Overnight Repair","FeatureDesc":"Insurer offers a professional overnight repair service along with a free pickup & drop of your car. This is only applicable for repairs which can be done in a few hours.","FeatureShortDesc":"","Sequence":60,"Priority":1,"FeatureLabel":"Insurer offers overnight repair service along with a free pick-up & drop.","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Only available with this insurer","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":42,"FeatureName":"Third Party Cover","FeatureShortName":"Third Party Cover","FeatureDesc":"Covers damages to third party only (i.e. other persons, vehicles or properties damaged in the accident). You can drive legally on the roads if you purchase this plan.","FeatureShortDesc":"","Sequence":50,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":5,"Category":"Plan Type","SubCategoryId":502,"SubCategory":"Mobile","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":43,"FeatureName":"Limited Third Party Cover","FeatureShortName":"Limited Third Party Cover","FeatureDesc":"This plan is also a third party plan. It covers damages to third party (i.e. other people/their properties damaged in the accident), but damages to third party property will be limited to Rs. 6000 per claim. You can drive legally on the roads if you purchase this plan.","FeatureShortDesc":"","Sequence":50,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":5,"Category":"Plan Type","SubCategoryId":502,"SubCategory":"Mobile","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":46,"FeatureName":"3-Year Third Party Cover","FeatureShortName":"3-Year Third Party Cover","FeatureDesc":"Covers damages to third party only (i.e. other persons, vehicles or properties damaged in the accident) for a period of 3 years and does not cover damages to you or your car.","FeatureShortDesc":"","Sequence":50,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":5,"Category":"Plan Type","SubCategoryId":501,"SubCategory":"Regular","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":47,"FeatureName":"Commercial Car Insurance","FeatureShortName":"Commercial Plan","FeatureDesc":"This plan is applicable only for commercial cars (i.e. cars with yellow number plates) and not for private cars.","FeatureShortDesc":"","Sequence":50,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":5,"Category":"Plan Type","SubCategoryId":501,"SubCategory":"Regular","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":48,"FeatureName":"Your Current Insurer","FeatureShortName":"Your Current Insurer","FeatureDesc":"This is your existing insurer's plan.","FeatureShortDesc":"","Sequence":50,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":201,"SubCategory":"Regular","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":49,"FeatureName":"Discount on Renewal","FeatureShortName":"Discount on Renewal","FeatureDesc":"Insurer may offer you a special discount when you renew your policy with the same insurer next year.","FeatureShortDesc":"","Sequence":50,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":201,"SubCategory":"Regular","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":51,"FeatureName":"Zero Depreciation","FeatureShortName":"Zero Depreciation","FeatureDesc":"Also called 'Nil Depreciation' cover or 'Bumper-to-Bumper' cover. An add-on which gives you complete cover on any body parts of the car excluding tyres and batteries. Insurer will pay entire cost of body parts, ignoring the year-on-year depreciation in value of these parts.","FeatureShortDesc":"","Sequence":20,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":52,"FeatureName":"Zero Dep (With Partial Waiver)","FeatureShortName":"Partial Waiver Zero Dep","FeatureDesc":"Zero Depreciation add-on in this plan gives you extra coverage on the body parts that are replaced during repairs. When a car's body part (excluding tyres and batteries) is replaced during repairs, the insurer pays only a certain percentage of the cost of replacement. Rest of the cost is paid by you. By opting for this plan, the insurer will also cover half (50%) of the cost to be paid by you.","FeatureShortDesc":"","Sequence":20,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":53,"FeatureName":"24x7 Roadside Assistance","FeatureShortName":"24x7 Roadside Assistance","FeatureDesc":"An add-on which provides various services in emergency situations e.g. flat tyre repair, fuel delivery, breakdown repair services, car towing, minor servicing etc. on the road.","FeatureShortDesc":"","Sequence":20,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":54,"FeatureName":"Engine Protection Cover","FeatureShortName":"Engine Protector","FeatureDesc":"An add-on which covers expenses for repair/replacement of your damaged engine or its damaged parts like pistons and connecting rods in case of oil leakage or water ingression.","FeatureShortDesc":"","Sequence":20,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":55,"FeatureName":"NCB Protector","FeatureShortName":"NCB Protector","FeatureDesc":"An add-on which allows you to protect your No Claim Bonus (NCB) even after you've made a claim in the existing policy. This is only applicable when you renew with the same insurer next year.","FeatureShortDesc":"","Sequence":20,"Priority":14,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":56,"FeatureName":"Key & Lock Replacement","FeatureShortName":"Key-Lock Replacement","FeatureDesc":"An add-on which covers your cost to replace your car keys and locks or the locksmith charges if your car keys are stolen.","FeatureShortDesc":"","Sequence":20,"Priority":6,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":57,"FeatureName":"Consumables","FeatureShortName":"Consumables","FeatureDesc":"Consumables are materials that need to be replaced or refilled frequently – like nuts, bolts, screws, engine oil and coolant – and once used are consumed completely. This add-on covers your expenses for replacing or refilling the consumables in the event of an accident.","FeatureShortDesc":"","Sequence":20,"Priority":5,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":58,"FeatureName":"Daily Allowance","FeatureShortName":"Daily Allowance","FeatureDesc":"An add-on which compensates you for the cost of hiring an alternative vehicle in case your car is under repair.","FeatureShortDesc":"","Sequence":20,"Priority":11,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":59,"FeatureName":"Invoice Price","FeatureShortName":"Invoice Price","FeatureDesc":"Also called 'Return to Invoice'. An add-on that ensures you get the original invoice value of the car and not the current IDV in case of theft or total loss. You get the original invoice value including registration charges and road tax paid.","FeatureShortDesc":"","Sequence":20,"Priority":7,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":60,"FeatureName":"Tyre Protector","FeatureShortName":"Tyre Protector","FeatureDesc":"An add-on which covers your cost (including labour charges) of repairing or replacing accidently lost, damaged or cut tyres.","FeatureShortDesc":"","Sequence":20,"Priority":9,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":61,"FeatureName":"RIM Damage Cover","FeatureShortName":"RIM Damage Cover","FeatureDesc":"An add-on which covers your cost (including labour charges) of repairing or replacing physically damaged or warped rims with a near equivalent make.","FeatureShortDesc":"","Sequence":20,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":62,"FeatureName":"Loss of Personal Belongings","FeatureShortName":"Loss Of Belongings","FeatureDesc":"An add-on which covers loss of personal belongings (baggage, clothes, bag etc.) belonging to you and your dependent family members due to car theft or break-in. Claim limit will be as per Insurer norms.","FeatureShortDesc":"","Sequence":20,"Priority":10,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":63,"FeatureName":"Electrical Accessories","FeatureShortName":"Elec. Accessories","FeatureDesc":"An opt-in cover which covers damage to additionally-fitted electrical accessories like fog lights, music system etc.","FeatureShortDesc":"","Sequence":20,"Priority":24,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":64,"FeatureName":"Non-electrical Accessories","FeatureShortName":"Non-Elec. 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This cover is mandatory for a car which has an externally-fitted kit.","FeatureShortDesc":"","Sequence":20,"Priority":23,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":66,"FeatureName":"Paid Driver Cover","FeatureShortName":"Paid Driver Cover","FeatureDesc":"An accident cover which extends financial assistance for your paid driver in case of disablement or death to the driver due to an accident, as per the Workmen Compensation Act.","FeatureShortDesc":"","Sequence":20,"Priority":20,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":67,"FeatureName":"Unnamed Passenger PA Cover","FeatureShortName":"Unnamed Passenger PA Cover","FeatureDesc":"An accident cover which provides financial assistance to all passengers in the car at the time of accident in case of disablement or death to the passengers. Naming of individual is not required.","FeatureShortDesc":"","Sequence":20,"Priority":22,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":68,"FeatureName":"Unnamed Passenger PA Cover","FeatureShortName":"Unnamed Passenger PA Cover","FeatureDesc":"An accident cover which provides financial assistance to all passengers in the car at the time of accident in case of disablement or death to the passengers. Naming of individual is not required.","FeatureShortDesc":"","Sequence":20,"Priority":21,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":69,"FeatureName":"Owner Driver PA Cover","FeatureShortName":"Owner Driver PA Cover","FeatureDesc":"An accident cover which provides financial assistance to the car's owner in case of disablement or death due to an accident. Every individual vehicle owner must opt for this cover as per IRDAI guidelines, except for those without a driving license or having an existing Personal Accident cover of at least Rs. 15 lakhs.","FeatureShortDesc":"","Sequence":20,"Priority":19,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":302,"SubCategory":"Covers","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":70,"FeatureName":"Voluntary Deductible","FeatureShortName":"Vol. Deductible","FeatureDesc":"An additional amount which you agree to pay at the time of claim in exchange for a reduced premium today. Eg. Let's say your premium is Rs. 5500 and you opt for a deductible of Rs. 2500. In this case, your premium may reduce to Rs. 5100 but if you make a claim and, assuming, your claim liability amount is Rs.15000, the insurer will pay Rs.12,500 and you will pay Rs.2,500. (Note that this is over and above the compulsory deductible to be paid with every claim.)","FeatureShortDesc":"","Sequence":20,"Priority":18,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":303,"SubCategory":"Others","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":71,"FeatureName":"Voluntary Deductible","FeatureShortName":"Vol. Deductible","FeatureDesc":"An additional amount which you agree to pay at the time of claim in exchange for a reduced premium today. Eg. Let's say your premium is Rs. 5500 and you opt for a deductible of Rs. 5000. In this case, your premium may reduce to Rs. 5100 but if you make a claim and, assuming, your claim liability amount is Rs.15000, the insurer will pay Rs.10000 and you will pay Rs. 5000. (Note that this is over and above the compulsory deductible to be paid with every claim.)","FeatureShortDesc":"","Sequence":20,"Priority":15,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":303,"SubCategory":"Others","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":72,"FeatureName":"Voluntary Deductible","FeatureShortName":"Vol. Deductible","FeatureDesc":"An additional amount which you agree to pay at the time of claim in exchange for a reduced premium today. Eg. Let's say your premium is Rs. 5500 and you opt for a deductible of Rs. 7500. In this case, your premium may reduce to Rs. 5100 but if you make a claim and, assuming, your claim liability amount is Rs. 20000, the insurer will pay Rs. 12500 and you will pay Rs. 7500. (Note that this is over and above the compulsory deductible to be paid with every claim.)","FeatureShortDesc":"","Sequence":20,"Priority":16,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":303,"SubCategory":"Others","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":73,"FeatureName":"Voluntary Deductible","FeatureShortName":"Vol. Deductible","FeatureDesc":"An additional amount which you agree to pay at the time of claim in exchange for a reduced premium today. Eg. Let's say your premium is Rs. 5500 and you opt for a deductible of Rs. 15000. In this case, your premium may reduce to Rs. 5100 but if you make a claim and, assuming, your claim liability amount is Rs.35000, the insurer will pay Rs. 20000 and you will pay Rs. 15000. (Note that this is over and above the compulsory deductible to be paid with every claim.)","FeatureShortDesc":"","Sequence":20,"Priority":17,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":303,"SubCategory":"Others","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":74,"FeatureName":"Special Note 1","FeatureShortName":"Special Note 1","FeatureDesc":"Lorem ipsum","FeatureShortDesc":"","Sequence":90,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":4,"Category":"Special Note","SubCategoryId":401,"SubCategory":"Coverage","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":75,"FeatureName":"Special Note 2","FeatureShortName":"Special Note 2","FeatureDesc":"Lorem ipsum","FeatureShortDesc":"","Sequence":90,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":4,"Category":"Special Note","SubCategoryId":402,"SubCategory":"Email","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":76,"FeatureName":"Special Note 3","FeatureShortName":"Special Note 3","FeatureDesc":"Lorem ipsum","FeatureShortDesc":"","Sequence":90,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":4,"Category":"Special Note","SubCategoryId":403,"SubCategory":"Summary","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":77,"FeatureName":"Hotel & Travel Expenses","FeatureShortName":"Hotel & Travel Expenses","FeatureDesc":"An add-on which covers the transport charges between the place of accident and the insured’s residence, and the related expenses for an overnight hotel stay if required. Payment here is prefixed and payout is given on submission of expense proofs.","FeatureShortDesc":"","Sequence":20,"Priority":13,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":3,"Category":"Addons","SubCategoryId":301,"SubCategory":"Addons","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":78,"FeatureName":"Claims coverage up to 2500 kms only","FeatureShortName":"Coverage Upto 2500 Kms","FeatureDesc":"Plan covers damages to your car up to 2500 kms (your kilometre reading will be recorded during inspection). If you are about to exceed the kilometer limit, you can increase the coverage by approaching the insurer, paying an extra amount and getting your policy endorsed. If you exceed the kilometre limit, your policy will automatically become a third party-only policy.","FeatureShortDesc":"","Sequence":60,"Priority":13,"FeatureLabel":"Damages to your car are covered up to the first 2500 kilometres only.","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":79,"FeatureName":"Claims coverage up to 5000 kms only","FeatureShortName":"Coverage Upto 5000 Kms","FeatureDesc":"Plan covers damages to your car up to 5000 kms (your kilometre reading will be recorded during inspection). If you are about to exceed the kilometer limit, you can increase the coverage by approaching the insurer, paying an extra amount and getting your policy endorsed. If you exceed the kilometre limit, your policy will automatically become a third party-only policy.","FeatureShortDesc":"","Sequence":60,"Priority":13,"FeatureLabel":"Damages to your car are covered up to the first 5000 kilometres only.","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":80,"FeatureName":"Claims coverage up to 7500 kms only","FeatureShortName":"Coverage Upto 7500 Kms","FeatureDesc":"Plan covers damages to your car up to 7500 kms (your kilometre reading will be recorded during inspection). If you are about to exceed the kilometer limit, you can increase the coverage by approaching the insurer, paying an extra amount and getting your policy endorsed. If you exceed the kilometre limit, your policy will automatically become a third party-only policy.","FeatureShortDesc":"","Sequence":60,"Priority":13,"FeatureLabel":"Damages to your car are covered up to the first 7500 kilometres only.","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":81,"FeatureName":"Damage to your car","FeatureShortName":"Damage to your car","FeatureDesc":"Covers damages to your car caused by accidents, theft, natural calamities, manmade hazards, fire and explosions or damage during transit.","FeatureShortDesc":"","Sequence":30,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":82,"FeatureName":"Theft of your car","FeatureShortName":"Theft of your car","FeatureDesc":"This policy covers losses incurred when your car is unfortunately stolen.","FeatureShortDesc":"","Sequence":30,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":83,"FeatureName":"Damage to Third Party","FeatureShortName":"Damage to Third Party","FeatureDesc":"This plan covers damages to third party, i.e. other persons, vehicles or properties involved in the accident.","FeatureShortDesc":"","Sequence":30,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":1,"Category":"Coverage","SubCategoryId":102,"SubCategory":"Not Covered","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":84,"FeatureName":"Save upto 20% more on premiums! Apply discount","FeatureShortName":"Save upto 20% more! Apply discount","FeatureDesc":"You will pay a cheaper premium! Only if you make a claim in the policy, you pay an extra Rs. 2,500 from your pocket. Otherwise, you enjoy the voluntary discount!","FeatureShortDesc":"","Sequence":100,"Priority":100,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":601,"SubCategory":"Discount","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":85,"FeatureName":"Great! You are enjoying a Voluntary Discount","FeatureShortName":"Great! You are enjoying a Voluntary Discount","FeatureDesc":"You will be paying a lower premium. Only in case you make a claim, you will pay an extra Rs. 2,500 from your pocket.","FeatureShortDesc":"","Sequence":100,"Priority":100,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":602,"SubCategory":"Discount","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":86,"FeatureName":"Cashless Claims or 48-Hour Reimbursement","FeatureShortName":"Cashless Claims or 48-Hour Reimbursement","FeatureDesc":"Insurer offers Cashless facility to all authorized garages of manufacturers across India for repair loss claim on merit and in cases where the same is not being provided, claim reimbursement to be processed within 48 hours (2 working days on receipt of all documents)","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 2 Days","BandType":""},{"FeatureId":87,"FeatureName":"Spot Claims Upto Rs. 2Lakhs","FeatureShortName":"Spot Claims Upto 2L","FeatureDesc":"You can upload pictures/video of the damage to the insurer. Insurer will offer/transfer to you the assessed cost of repair upfront. You can repair your vehicle and submit the bills after repair. Spot claims are limited to the mentioned claim amount.","FeatureShortDesc":"","Sequence":60,"Priority":5,"FeatureLabel":"Insurer offers spot claims upto Rs. 2,00,000: upload picture/video of the damage and go for immediate claim settlement.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 2Lac","BandType":""},{"FeatureId":88,"FeatureName":"Zero Paper Claims","FeatureShortName":"Zero Paper Claims","FeatureDesc":"You need not worry about submitting physical documents or signatures. Everything can be uploaded online from the comfort of your home. ","FeatureShortDesc":"","Sequence":60,"Priority":4,"FeatureLabel":"Insurer offers zero paper claims: every document or signature can be uploaded online.","FeatureShortLabel":"","FeatureValue":237,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 3 insurers","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":89,"FeatureName":"Advance claim payment","FeatureShortName":"Advance claim payment","FeatureDesc":"Insurer offers upfront advance payment up to a certain percentage of assessed amount on all eligible claims (excluding GST). You can get your vehicle repaired at any selected garage and enjoy a hassle-free, convenient claims process","FeatureShortDesc":"","Sequence":60,"Priority":11,"FeatureLabel":"Insurer offers upfront advance cash up to a certain percentage of loss assessment on all eligible claims.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 2 insurers","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":90,"FeatureName":"Free Pick-up & Drop","FeatureShortName":"Free Pick-up & Drop","FeatureDesc":"Insurer has arrangements with selective workshops for free pick-up and drop service at the time of claim for repairing at these garages.","FeatureShortDesc":"","Sequence":60,"Priority":3,"FeatureLabel":"Free pick-up and drop service at the time of claim for repair at insurer-approved workshops.","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":91,"FeatureName":"Cashless Claims or 24-Hour Reimbursement","FeatureShortName":"Cashless Claims or 24-Hour Reimbursement","FeatureDesc":"Insurer will provide you with a 'Delivery Order' for cashless facility for repairs at any garage across India. In the rare cases of cashless not being provided to you, the claim reimbursement will be paid within 24 hours from receipt of documents/original invoice by the Insurer.","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 1 Day","BandType":""},{"FeatureId":92,"FeatureName":"Cashless Claims or 48-Hour Reimbursement","FeatureShortName":"Cashless Claims or 48-Hour Reimbursement","FeatureDesc":"Insurer will provide you with a 'Delivery Order' for cashless facility for repairs at any garage across India. In the rare cases of cashless not being provided to you, the claim reimbursement will be paid within 48 hours from receipt of documents/original invoice by the Insurer.","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 2 Days","BandType":""},{"FeatureId":93,"FeatureName":"Cashless Claims or 72-Hour Reimbursement","FeatureShortName":"Cashless Claims or 72-Hour Reimbursement","FeatureDesc":"Insurer will provide you with a 'Delivery Order' for cashless facility for repairs at any garage across India. In the rare cases of cashless not being provided to you, the claim reimbursement will be paid within 72 hours from receipt of documents/original invoice by the Insurer.","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Within 3 Days","BandType":""},{"FeatureId":94,"FeatureName":"Spot Claims Upto Rs. 20,000","FeatureShortName":"Spot Claims Upto 20K","FeatureDesc":"You can upload pictures/video of the damage to the insurer. Insurer will offer/transfer to you the assessed cost of repair upfront. You can repair your vehicle and submit the bills after repair. Spot claims are limited to the mentioned claim amount.","FeatureShortDesc":"","Sequence":60,"Priority":5,"FeatureLabel":"Insurer offers spot claims upto Rs. 20,000: upload picture/video of the damage and go for immediate claim settlement.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 20k","BandType":""},{"FeatureId":97,"FeatureName":"Why buy from Policybazaar?","FeatureShortName":"Why buy car insurance from Policybazaar?","FeatureDesc":"","FeatureShortDesc":"","Sequence":100,"Priority":100,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":603,"SubCategory":"WhyPB","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":98,"FeatureName":"Cashless Assurance","FeatureShortName":"Cashless Assurance","FeatureDesc":"Call us or the Insurer and you will get a \"Delivery Order\" for cashless facility for repairs at any garage across India. In the rare cases of cashless not being provided to you, the claim reimbursement will be paid within 24/48 working hours post submitting documents/original invoice as mentioned against the respective Insurer.","FeatureShortDesc":"Cashless facility or quick claim reimbursement for repairs at any garage across India","Sequence":100,"Priority":102,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":603,"SubCategory":"WhyPB","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"CashlessAssurance","AdditionalInfo2":"","BandType":""},{"FeatureId":99,"FeatureName":"3-Day Repair Assurance","FeatureShortName":"3-Day Repair Assurance","FeatureDesc":"Your car will be repaired at a trusted garage and will be delivered back to you within 3 working days.","FeatureShortDesc":"Your car will be repaired at a trusted garage and will be delivered back to you within 3 working days","Sequence":100,"Priority":103,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":603,"SubCategory":"WhyPB","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"RepairAssurance","AdditionalInfo2":"","BandType":""},{"FeatureId":100,"FeatureName":"Free Pickup & Drop","FeatureShortName":"Free Pickup & Drop","FeatureDesc":"Call us when you need a claim and garage partner will pick up and drop your car.","FeatureShortDesc":"Call us when you need a claim and garage partner will pick up & drop your car","Sequence":100,"Priority":104,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":6,"Category":"Banner","SubCategoryId":603,"SubCategory":"WhyPB","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"PickupDrop","AdditionalInfo2":"","BandType":""},{"FeatureId":101,"FeatureName":"Self Video Claims","FeatureShortName":"Self Video Claims","FeatureDesc":"We have made the claims process cooler and smoother. Simply upload a video of your damage through our claims app and we will take care of the rest.","FeatureShortDesc":"Smoother claims process! 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$$PlanCount$$ Third Party plans @

₹ $$TpMinAmt$$ Cover damages caused to third party only and not your car
","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":11,"Category":"F2B","SubCategoryId":1136,"SubCategory":"Plan Headers","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":241,"FeatureName":"Tomorrow Header Banner","FeatureShortName":"Tomorrow Header Banner","FeatureDesc":"Hurry! Your policy expires in $TIME$. After expiry, prices will increase and you may also need car inspection.","FeatureShortDesc":"Hurry! Your policy expires in $TIME$","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":11,"Category":"F2B","SubCategoryId":1139,"SubCategory":"Expiry Banner","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":242,"FeatureName":"Your policy expires tomorrow at midnight 😨","FeatureShortName":"Hurry! Your policy will expire tomorrow at midnight 😨","FeatureDesc":"AFTER EXPIRY: prices will increase and you may also need car inspection to get a new policy.","FeatureShortDesc":"AFTER EXPIRY: prices will increase and you may also need car inspection.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":11,"Category":"F2B","SubCategoryId":1139,"SubCategory":"Expiry Banner","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":243,"FeatureName":"₹$NCBDiscountAmt$ NCB Discount Applied","FeatureShortName":"₹$NCBDiscountAmt$ NCB Savings","FeatureDesc":"","FeatureShortDesc":"","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":11,"Category":"F2B","SubCategoryId":1141,"SubCategory":"NCB Text","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":244,"FeatureName":"Bajaj Allianz Zero Dep Preferred Garage Discount","FeatureShortName":"Bajaj Allianz Zero Dep Preferred Garage Discount","FeatureDesc":"Insurer offers discounted Zero Depreciation policy. In case of damage to your car, you can claim Zero Depreciation benefits at $$VAL$$ preferred garages in your city.","FeatureShortDesc":"Insurer offers discounted Zero Depreciation policy. In case of damage to your car, you can claim Zero Depreciation benefits at $$VAL$$ preferred garages in your city.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1142,"SubCategory":"BajajPGD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":250,"FeatureName":"Zero Dep Preferred Garage Discount!","FeatureShortName":"Zero Dep Preferred Garage Discount!","FeatureDesc":"Get Zero Dep claim benefits at $$VAL$$ preferred garages in your city.","FeatureShortDesc":"Get Zero Dep claim benefits at $$VAL$$ preferred garages in your city.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1142,"SubCategory":"BajajPGD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":251,"FeatureName":"What if I get my car repaired at a non-preferred garage?","FeatureShortName":"What if I get my car repaired at a non-preferred garage?","FeatureDesc":"If you get your car repaired at a non-preferred garage, you will still avail standard/comprehensive claim benefits but Zero Depreciation benefits will not be applicable.","FeatureShortDesc":"If you get your car repaired at a non-preferred garage, you will still avail standard/comprehensive claim benefits but Zero Depreciation benefits will not be applicable.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1142,"SubCategory":"BajajPGD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":252,"FeatureName":"Preferred Garages","FeatureShortName":"Preferred Garages","FeatureDesc":"","FeatureShortDesc":"","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1142,"SubCategory":"BajajPGD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":253,"FeatureName":"","FeatureShortName":"","FeatureDesc":"

Pay As You Drive!

Includes bonus discount for uploading 7 Photos of the car after payment.

","FeatureShortDesc":"

Pay As You Drive!

Includes bonus discount for uploading 7 Photos of the car after payment.

","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1143,"SubCategory":"DigitPAYD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":254,"FeatureName":"DIGIT's Pay As You Drive Plan (Photo Inspection)","FeatureShortName":"DIGIT's Pay As You Drive Plan (Photo Inspection)","FeatureDesc":"Insurer offers an extra discount on your Own Damage (OD) premium if you drive less than 15,000 kms per year (based on the average km driven per year in the past), in exchange for you uploading 7 Photos of your car before your current policy expires.","FeatureShortDesc":"Insurer offers an extra discount on your Own Damage (OD) premium if you drive less than 15,000 kms per year (based on the average km driven per year in the past), in exchange for you uploading 7 Photos of your car before your current policy expires.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1143,"SubCategory":"DigitPAYD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":255,"FeatureName":"How will I upload 7 Photos of the car after payment?","FeatureShortName":"How will I upload 7 Photos of the car after payment?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload 7 Photos of your car. Important: you must upload the photos before your current policy expires, or your policy will be cancelled.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload 7 Photos of your car. Important: you must upload the photos before your current policy expires, or your policy will be cancelled.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1143,"SubCategory":"DigitPAYD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":256,"FeatureName":"Save up to 40% more","FeatureShortName":"Save up to 40% more","FeatureDesc":"by switching off this 'Meter' policy when not using your car & get a discount on next year's renewal","FeatureShortDesc":"by switching off this 'Meter' policy when not using your car & get a discount on next year's renewal","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":257,"FeatureName":"Kotak's Meter (Switch On/Switch Off) Cover","FeatureShortName":"Kotak's Meter (Switch On/Switch Off) Cover","FeatureDesc":"This is a comprehensive plan which gives you the option of switching off your accident cover (OD cover) when you're not using the car and getting a higher discount on the next year's renewal policy. The theft, fire, and third-party damage covers of this policy will always remain active.","FeatureShortDesc":"This is a comprehensive plan which gives you the option of switching off your accident cover (OD cover) when you're not using the car and getting a higher discount on the next year's renewal policy. The theft, fire, and third-party damage covers of this policy will always remain active.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":258,"FeatureName":"What you should know","FeatureShortName":"What you should know","FeatureDesc":"Once the policy starts, you can choose to keep the “Own Damage (OD)” cover active (ON state) or make it inactive (OFF state) through the app.","FeatureShortDesc":"Once the policy starts, you can choose to keep the “Own Damage (OD)” cover active (ON state) or make it inactive (OFF state) through the app.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":259,"FeatureName":"","FeatureShortName":"","FeatureDesc":"How it works","FeatureShortDesc":"How it works","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":260,"FeatureName":"","FeatureShortName":"","FeatureDesc":"You can switch off your accident cover (OD cover) through the Policybazaar app anytime you like. Your location will be recorded at the time.","FeatureShortDesc":"You can switch off your accident cover (OD cover) through the Policybazaar app anytime you like. Your location will be recorded at the time.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":261,"FeatureName":"","FeatureShortName":"","FeatureDesc":"No accident cover when OFF: When the accident cover (OD cover) is in the switched-off state, damages to your car due to an accident will not be covered. (The theft, fire, and third-party damage covers of this policy will always remain active.)","FeatureShortDesc":"No accident cover when OFF: When the accident cover (OD cover) is in the switched-off state, damages to your car due to an accident will not be covered. (The theft, fire, and third-party damage covers of this policy will always remain active.)","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":262,"FeatureName":"","FeatureShortName":"","FeatureDesc":"24 Hours OFF=1 Bonus Day: For every continuous 24-hour period the accident cover (OD cover) is switched off, you will be rewarded with 1 bonus day.","FeatureShortDesc":"24 Hours OFF=1 Bonus Day: For every continuous 24-hour period the accident cover (OD cover) is switched off, you will be rewarded with 1 bonus day.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":263,"FeatureName":"","FeatureShortName":"","FeatureDesc":"Not eligible if claim made: If you make any claim for your accident cover (OD cover) in your policy period, you will not be eligible for the discount next year.","FeatureShortDesc":"Not eligible if claim made: If you make any claim for your accident cover (OD cover) in your policy period, you will not be eligible for the discount next year.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":264,"FeatureName":"","FeatureShortName":"","FeatureDesc":"Reward: You will get a higher discount on the renewal premium next year as per the above-mentioned grid.","FeatureShortDesc":"Reward: You will get a higher discount on the renewal premium next year as per the above-mentioned grid.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":265,"FeatureName":"What we love?","FeatureShortName":"What we love?","FeatureDesc":"You can switch off your accident cover (OD cover) with the tap of a button through the Policybazaar app. This is ideal for you if you own more than one car, or you don't drive your car frequently.","FeatureShortDesc":"You can switch off your accident cover (OD cover) with the tap of a button through the Policybazaar app. This is ideal for you if you own more than one car, or you don't drive your car frequently.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1144,"SubCategory":"KotakPD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":266,"FeatureName":"Reliance Voluntary Discount Plan","FeatureShortName":"Reliance Voluntary Discount Plan","FeatureDesc":"Insurer offers a discounted plan at the time of purchase but if you make a claim in the policy, you pay an extra Rs. 2,500 from your pocket. Otherwise, you enjoy the voluntary discount!","FeatureShortDesc":"Insurer offers a discounted plan at the time of purchase but if you make a claim in the policy, you pay an extra Rs. 2,500 from your pocket. Otherwise, you enjoy the voluntary discount!","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1145,"SubCategory":"RelianceVD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":267,"FeatureName":"Voluntary Discount Plan!","FeatureShortName":"Voluntary Discount Plan!","FeatureDesc":" Pay a cheaper premium. Only if you make a claim, you pay an extra Rs. 2,500 from your pocket.","FeatureShortDesc":" Pay a cheaper premium. Only if you make a claim, you pay an extra Rs. 2,500 from your pocket.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1145,"SubCategory":"RelianceVD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":268,"FeatureName":"What happens when I make a claim?","FeatureShortName":"What happens when I make a claim?","FeatureDesc":"At the time of claim, you will pay an extra Rs 2500, which is over and above the mandatory deductible to be paid with every claim.","FeatureShortDesc":"At the time of claim, you will pay an extra Rs 2500, which is over and above the mandatory deductible to be paid with every claim.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1145,"SubCategory":"RelianceVD","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":269,"FeatureName":"Bajaj Drive Assure Welcome Plan","FeatureShortName":"Bajaj Drive Assure Welcome Plan","FeatureDesc":"Insurer offers a discounted plan at the time of purchase of zero depreciation plan but if you make a claim in the policy, you pay an extra Rs. 1,000 from your pocket. Otherwise, you enjoy the discount!","FeatureShortDesc":"Insurer offers a discounted plan at the time of purchase of zero depreciation plan but if you make a claim in the policy, you pay an extra Rs. 1,000 from your pocket. Otherwise, you enjoy the discount!","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1146,"SubCategory":"BajajDAW","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":270,"FeatureName":"Bajaj Drive Assure Plan! ","FeatureShortName":"Bajaj Drive Assure Plan! ","FeatureDesc":"Buy discounted Zero Dep plan! Only if you make a claim, you pay an extra Rs. 1,000.","FeatureShortDesc":"Pay a cheaper premium for zero depreciation than regular plan. Only if you make a claim, you pay an extra Rs. 1,000.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1146,"SubCategory":"BajajDAW","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":271,"FeatureName":"What happens when I make a claim?","FeatureShortName":"What happens when I make a claim?","FeatureDesc":"At the time of claim, you will pay an extra Rs 1000, which is over and above the mandatory deductible to be paid with every claim.","FeatureShortDesc":"At the time of claim, you will pay an extra Rs 1000, which is over and above the mandatory deductible to be paid with every claim.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1146,"SubCategory":"BajajDAW","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":272,"FeatureName":"OD expires less than 3 months before TP expires","FeatureShortName":"","FeatureDesc":"We're recommending Standard/Comprehensive Plans to you based on expiry dates.","FeatureShortDesc":"We're showing you Standard plans.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days after the Own Damage policy expiry date.","AdditionalInfo2":"We recommend you buy a Standard/Comprehensive policy -- which covers damage to your car and damage to third party for the next one year. By doing this, you will never have to worry about buying separate Own Damage and Third Party policies now or in the future. For a small period of $DAYSDIFFINEXPIRY$ days, you will have two active third party policies.","BandType":""},{"FeatureId":273,"FeatureName":"OD expires more than 3 months before TP expires","FeatureShortName":"","FeatureDesc":"We're recommending Own Damage Plans to you based on expiry dates.","FeatureShortDesc":"We're showing you Own Damage plans.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days after the Own Damage policy expiry date.","AdditionalInfo2":"We recommend you buy a standalone Own Damage policy -- which covers damages to your car. Your mandatory Third Party policy is still valid for another $DAYSDIFFINEXPIRY$ days. You must renew your Third Party policy separately before it expires, and get the details of the new policy added to the Own Damage policy.","BandType":""},{"FeatureId":274,"FeatureName":"OD expires after TP expires","FeatureShortName":"","FeatureDesc":"We're recommending Standard/Comprehensive Plans to you based on expiry dates.","FeatureShortDesc":"We're showing you Standard plans.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days before the Own Damage policy expiry date. Without a valid Third Party policy, your existing Own Damage policy is also considered invalid.","AdditionalInfo2":"We recommend you buy a Standard/Comprehensive policy -- which covers damage to your car and damage to third party for the next one year. By doing this, you will never have to worry about buying separate Own Damage and Third Party policies now or in the future.","BandType":""},{"FeatureId":275,"FeatureName":"Zero Pay Cover!","FeatureShortName":"Zero Pay Cover!","FeatureDesc":"No need to pay Rs.$$VOL_DED$$ compulsory deductible at $$VAL$$ preferred network garages in your city.","FeatureShortDesc":"No need to pay Rs.$$VOL_DED$$ compulsory deductible at $$VAL$$ preferred network garages in your city.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1148,"SubCategory":"RelianceZero","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":276,"FeatureName":"Reliance Zero Pay Cover Plan","FeatureShortName":"Reliance Zero Pay Cover Plan","FeatureDesc":"Insurer offers a special plan in which you won't need to pay the compulsory deductible (claim processing fee paid in all claims) of Rs.$$VOL_DED$$ if the repairs are done at the insurer's preferred network garages.","FeatureShortDesc":"Insurer offers a special plan in which you won't need to pay the compulsory deductible (claim processing fee paid in all claims) of Rs.$$VOL_DED$$ if the repairs are done at the insurer's preferred network garages.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1148,"SubCategory":"RelianceZero","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":277,"FeatureName":"What happens if I repair the car at non-preferred network garage?","FeatureShortName":"What happens if I repair the car at non-preferred network garage?","FeatureDesc":"You will need to pay the compulsory deductible of Rs.$$VOL_DED$$. There will be no waiver of this deductible.","FeatureShortDesc":"You will need to pay the compulsory deductible of Rs.$$VOL_DED$$. There will be no waiver of this deductible.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1148,"SubCategory":"RelianceZero","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":278,"FeatureName":"Reliance General","FeatureShortName":"","FeatureDesc":"

You're buying the Zero Pay Cover plan! You won't need to pay the compulsory deductible at the insurer's preferred network garages.

","FeatureShortDesc":"

You're buying the Zero Pay Cover plan! You won't need to pay the compulsory deductible at the insurer's preferred network garages.

","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":1,"FeatureScore":0,"CategoryId":8,"Category":"ClaimPQ","SubCategoryId":801,"SubCategory":"NonTP","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":279,"FeatureName":"Preferred Network Garages","FeatureShortName":"Preferred Network Garages","FeatureDesc":"","FeatureShortDesc":"","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1148,"SubCategory":"RelianceZero","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":280,"FeatureName":"60% Advance Payment","FeatureShortName":"60% Advance Payment","FeatureDesc":"Insurer offers upfront advance cash upto 60% of loss assessment on all eligible claims (excluding GST amount). You can get your vehicle repaired at the garage of your choice and submit the bills after repair to get the GST amount as well.","FeatureShortDesc":"NULL","Sequence":60,"Priority":11,"FeatureLabel":"Insurer offers upfront advance cash upto 60% of loss assessment on all eligible claims.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 1 insurer","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":281,"FeatureName":"OD expiring after TP & OD date - TP date < 90","FeatureShortName":"Bucket 1 - Normal Standard (basis OD expiry)","FeatureDesc":"You've chosen Standard/Comprehensive Plans.","FeatureShortDesc":"You've chosen Standard plans.","Sequence":100,"Priority":101,"FeatureLabel":"At your risk: no active policy between $TPEndDate$ and $RiskStartDate$; it'll be illegal to drive.","FeatureShortLabel":"At your risk: no active policy between $TPEndDate$ and $RiskStartDate$.","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days before the Own Damage policy expiry date. Without a valid Third Party policy, your existing Own Damage policy is also considered invalid.","AdditionalInfo2":"You are choosing a Standard/Comprehensive policy which covers damage to your car and damage to third party for the next one year. By doing this, you will never have to worry about buying separate Own Damage and Third Party policies. Your new policy will start from $RiskStartDate$ and you'll be eligible for $HigherNCB$% NCB. However, there will be no active policy between $TPEndDate$ and $RiskStartDate$, making it illegal for you to drive in this time period.","BandType":""},{"FeatureId":282,"FeatureName":"OD expiring after TP & OD date - TP date < 90","FeatureShortName":"Bucket 2 - Normal TP Only","FeatureDesc":"You've chosen Third Party Plans.","FeatureShortDesc":"You've chosen Third Party plans.","Sequence":100,"Priority":101,"FeatureLabel":"You will need to purchase a separate Own Damage policy.","FeatureShortLabel":"You will need to purchase a separate Own Damage policy.","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days before the Own Damage policy expiry date. Without a valid Third Party policy, your existing Own Damage policy is also considered invalid.","AdditionalInfo2":"You are choosing to buy a Third Party policy which only covers damage to third party for the next one year. You will need to purchase a separate Own Damage policy which covers damages to your car after your current own damage policy expires.","BandType":""},{"FeatureId":283,"FeatureName":"OD expiring before TP & TP date - OD date < 90","FeatureShortName":"Bucket 2 - Normal SAOD","FeatureDesc":"You've chosen Own Damage Plans.","FeatureShortDesc":"You've chosen Own Damage plans.","Sequence":100,"Priority":101,"FeatureLabel":"You must separately renew your Third Party policy before it expires.","FeatureShortLabel":"You must separately renew your Third Party policy before it expires.","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days after the Own Damage policy expiry date.","AdditionalInfo2":"You are choosing a standalone Own Damage policy which covers damages to your car. Your mandatory Third Party policy is still valid for another $DAYSDIFFINEXPIRY$ days. You must renew your Third Party policy separately before it expires, and get the details of the new policy added to the Own Damage policy.","BandType":""},{"FeatureId":284,"FeatureName":"OD expiring before TP & TP date - OD date < 90","FeatureShortName":"Standard Plan (Basis TP)","FeatureDesc":"You've chosen Standard/Comprehensive Plans.","FeatureShortDesc":"You've chosen Standard plans.","Sequence":100,"Priority":101,"FeatureLabel":"At your risk: no active Own Damage policy between $ODEndDate$ and $RiskStartDate$.","FeatureShortLabel":"At your risk: no active Own Damage policy between $ODEndDate$ and $RiskStartDate$.","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days after the Own Damage policy expiry date.","AdditionalInfo2":"You are choosing a Standard/Comprehensive policy -- which covers damage to your car and damage to third party for the next one year. By doing this, you will never have to worry about buying separate Own Damage and Third Party policies. Your new policy will start from $RiskStartDate$ and you'll be eligible for $HigherNCB$% NCB. However, there will be no active own damage policy between $ODEndDate$ and $RiskStartDate$, damages to your car will not be covered in this period.","BandType":""},{"FeatureId":285,"FeatureName":"OD expiring before TP & TP date - OD date < 90","FeatureShortName":"Third Party Plan (Basis TP)","FeatureDesc":"You've chosen Third Party Plans.","FeatureShortDesc":"You've chosen Third Party plans.","Sequence":100,"Priority":101,"FeatureLabel":"You will need to purchase a separate Own Damage policy.","FeatureShortLabel":"You will need to purchase a separate Own Damage policy.","FeatureValue":0,"FeatureScore":0,"CategoryId":16,"Category":"3YrRen Popup","SubCategoryId":1147,"SubCategory":"3YrRen Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"As per the dates entered by you, the car's Third Party policy expiry date is $DAYSDIFFINEXPIRY$ days after the Own Damage policy expiry date.","AdditionalInfo2":"You are choosing to buy a Third Party policy -- which only covers damage to third party for the next one year. You will need to purchase a separate Own Damage policy which covers damages to your car","BandType":""},{"FeatureId":286,"FeatureName":"Digit's Zero Depreciation Upgrade","FeatureShortName":"Digit's Zero Depreciation Upgrade","FeatureDesc":"With this upgrade, you will be eligible for two Zero Depreciation claims (instead of the usual one) in the policy period. All claims made in excess will be treated as non-zero dep claims.","FeatureShortDesc":"With this upgrade, you will be eligible for two Zero Depreciation claims (instead of the usual one) in the policy period. 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$$ExistingNCB$$%. As per the insurer guidelines, the NCB will remain same in your new policy.","FeatureShortDesc":"As per our records, your previous No Claim Bonus (NCB) is $$ExistingNCB$$%. As per the insurer guidelines, the NCB will remain same in your new policy.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":17,"Category":"NCB Popup","SubCategoryId":1125,"SubCategory":"NCB Popup","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":314,"FeatureName":"Zero Paper Claims","FeatureShortName":"Zero Paper Claims","FeatureDesc":"Any Amount subject to submission of IRN Invoice, E-Claim Form and Soft Copy of RC and DL. You need not worry about submitting physical documents or signatures. 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If your policy commences at a later date, we will remind you to update your odometer reading again.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1152,"SubCategory":"ReliancePAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":324,"FeatureName":"How will I upload odometer reading?","FeatureShortName":"How will I upload odometer reading?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. 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You can get your vehicle repaired at KGI network garage and enjoy a hassle-free, convenient claims process","FeatureShortDesc":"","Sequence":60,"Priority":11,"FeatureLabel":"Insurer offers upfront advance cash up to a certain percentage of loss assessment on all eligible claims.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 2 insurers","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":338,"FeatureName":"Cashless Claims or 48-Hour Reimbursement","FeatureShortName":"Cashless Claims or 48-Hour Reimbursement","FeatureDesc":"Insurer will provide you with a 'Delivery Order' for cashless facility for repairs at any KGI Network garages In the rare cases of cashless not being provided to you, the claim reimbursement will be paid within 48 hours from receipt of documents/original invoice by the Insurer.","FeatureShortDesc":"","Sequence":60,"Priority":12,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":234,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":339,"FeatureName":"Zero Paper Claims Upto Rs. 50,000 ","FeatureShortName":"Zero Paper Claims Upto Rs. 50,000 ","FeatureDesc":"You need not worry about submitting physical documents or signatures. Everything can be uploaded online from the comfort of your home. ","FeatureShortDesc":"","Sequence":60,"Priority":4,"FeatureLabel":"Insurer offers zero paper claims: every document or signature can be uploaded online.","FeatureShortLabel":"","FeatureValue":237,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 3 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 50k","BandType":""},{"FeatureId":347,"FeatureName":"Spot Claims Upto Rs. 30,000","FeatureShortName":"Spot Claims Upto 30K","FeatureDesc":"You can upload pictures/video of the damage to the insurer. Insurer will offer/transfer to you the assessed cost of repair upfront. You can repair your vehicle and submit the bills after repair. Spot claims are limited to the mentioned claim amount. You can call the insurer on their claims toll free 1800 209 5858 before intimation of claim to avail this benefit.","FeatureShortDesc":"","Sequence":60,"Priority":5,"FeatureLabel":"Insurer offers spot claims upto Rs. 30,000: upload picture/video of the damage and go for immediate claim settlement. Call the toll free 1800 209 5858 to avail this benefit.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 30k","BandType":""},{"FeatureId":348,"FeatureName":"6-Month Repair Warranty","FeatureShortName":"6-Month Repair Warranty","FeatureDesc":"Insurer has arrangements with the workshops whereby a six-month repair warranty will be offered on the repairs at the time of claim. You can call the insurer on their claims toll free 1800 209 5858 before intimation of claim to avail this benefit.","FeatureShortDesc":"","Sequence":60,"Priority":2,"FeatureLabel":"You get 6-month warranty on repairs made at insurer-approved workshops. Call the toll free 1800 209 5858 to avail this benefit.","FeatureShortLabel":"","FeatureValue":236,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 5 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 6 Months","BandType":""},{"FeatureId":349,"FeatureName":"Zero Paper Claims","FeatureShortName":"Zero Paper Claims","FeatureDesc":"You need not worry about submitting physical documents or signatures. Everything can be uploaded online from the comfort of your home. You can call the insurer on their claims toll free 1800 209 5858 before intimation of claim to avail this benefit.","FeatureShortDesc":"","Sequence":60,"Priority":4,"FeatureLabel":"Insurer offers zero paper claims: every document or signature can be uploaded online. Call the toll free 1800 209 5858 to avail this benefit.","FeatureShortLabel":"","FeatureValue":237,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 3 insurers","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":350,"FeatureName":"Free Pick-up & Drop","FeatureShortName":"Free Pick-up & Drop","FeatureDesc":"Insurer has arrangements with selective workshops for free pick-up and drop service at the time of claim for repairing at these garages. You can call the insurer on their claims toll free 1800 209 5858 before intimation of claim to avail this benefit.","FeatureShortDesc":"","Sequence":60,"Priority":3,"FeatureLabel":"Free pick-up and drop service at the time of claim for repair at insurer-approved workshops. Call the toll free 1800 209 5858 to avail this benefit.","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":351,"FeatureName":"Free Garage Benefits","FeatureShortName":"Free Garage Benefits","FeatureDesc":"Free AC & General Checkup, Free Battery Checkup and Free Exterior Body & Interior Vacuuming services available at selected Bajaj Allianz Preffered Workshops. You can call the insurer on their claims toll free 1800 209 5858 before intimation of claim to avail this benefit.","FeatureShortDesc":"Free AC & General Checkup, Free Battery Checkup and Free Exterior Body & Interior Vacuuming services available at selected Bajaj Allianz Preffered Workshops.","Sequence":60,"Priority":7,"FeatureLabel":"Available at selected Bajaj Allianz Preffered Workshops. Call the toll free 1800 209 5858 to avail these benefits.","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":352,"FeatureName":"Whatsapp Claims","FeatureShortName":"Whatsapp Claims","FeatureDesc":"You can enter basic details like policy number to raise quick claims. Register and track your claim is on insurer's WhatsApp number (+91 75072 45858) to avail this benefit.","FeatureShortDesc":"You can enter basic details like policy number to raise quick claims. Register and track your claim is on insurer's WhatsApp number (+91 75072 45858) to avail this benefit.","Sequence":60,"Priority":8,"FeatureLabel":"Insurer offers Whatsapp Claims: Enter policy number to go for immediate claims. Register and track your claims on insurer's WhatsApp number (+91 75072 45858) to avail this benefit.","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":353,"FeatureName":"Pay As You Drive!","FeatureShortName":"Pay As You Drive!","FeatureDesc":"Drive Less? Save more by uploading the odometer reading after payment","FeatureShortDesc":"Drive Less? Save more by uploading the odometer reading after payment","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":354,"FeatureName":"Zuno's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureShortName":"Zuno's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost. You need to upload the odometer reading of your car at the time of booking.","FeatureShortDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost. You need to upload the odometer reading of your car at the time of booking.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":355,"FeatureName":"How will I upload odometer reading?","FeatureShortName":"How will I upload odometer reading?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":356,"FeatureName":"Kotak Preferred Garage Discount","FeatureShortName":"Kotak Preferred Garage Discount","FeatureDesc":"Preferred Garage Discount offers discount on your car insurance OD premium, provided you get the car repaired at the preferred garages. In case of vehicle damage, you are requested to contact Kotak claims team at 18002664545.","FeatureShortDesc":"Preferred Garage Discount offers discount on your car insurance OD premium, provided you get the car repaired at the preferred garages. In case of vehicle damage, you are requested to contact Kotak claims team at 18002664545.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1158,"SubCategory":"KotakPGD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":357,"FeatureName":"What if I get my car repaired at a non-preferred garage?","FeatureShortName":"What if I get my car repaired at a non-preferred garage?","FeatureDesc":"If you choose to get your car repaired at any non-preferred garage before notifying us, an additional Rs. 5,000 deductible will be applied during claim settlement.","FeatureShortDesc":"If you choose to get your car repaired at any non-preferred garage before notifying us, an additional Rs. 5,000 deductible will be applied during claim settlement.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1158,"SubCategory":"KotakPGD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":358,"FeatureName":"Preferred Garage Discount!","FeatureShortName":"Preferred Garage Discount!","FeatureDesc":"Pay lesser premium and repair car at $$VAL$$ preferred garages near you.","FeatureShortDesc":"Pay lesser premium and repair car at $$VAL$$ preferred garages near you.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1158,"SubCategory":"KotakPGD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":359,"FeatureName":"Formerly Edelweiss GI","FeatureShortName":"Formerly Edelweiss GI","FeatureDesc":"Edelweiss General Insurance has rebranded itself to Zuno General Insurance recently.","FeatureShortDesc":"","Sequence":70,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":360,"FeatureName":"Incl. 7.5% early-bird discount","FeatureShortName":"Incl. 7.5% early-bird discount","FeatureDesc":"This plan includes 7.5% early-bird discount on policy renewal today","FeatureShortDesc":"Digit is offering 7.5% early-bird discount on policy renewal today","Sequence":70,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":202,"SubCategory":"Breakin","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":361,"FeatureName":"Includes early-bird discount valid today!","FeatureShortName":"Includes early-bird discount valid today!","FeatureDesc":"BOOK NOW to save more. OFFER VALID FOR LIMITED PERIOD","FeatureShortDesc":"BOOK NOW to save more. OFFER VALID FOR LIMITED PERIOD","Sequence":70,"Priority":4,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":204,"SubCategory":"Active","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":362,"FeatureName":"Pay As You Drive!","FeatureShortName":"Pay As You Drive!","FeatureDesc":"Drive Less? Save more by selecting your annual driving limit.","FeatureShortDesc":"Drive Less? Save more by selecting your annual driving limit.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1152,"SubCategory":"ReliancePAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":363,"FeatureName":"Reliance's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureShortName":"Reliance's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","FeatureShortDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1152,"SubCategory":"ReliancePAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":364,"FeatureName":"Pay As You Drive!","FeatureShortName":"Pay As You Drive!","FeatureDesc":"Drive Less? Save more by selecting your annual driving limit.","FeatureShortDesc":"Drive Less? Save more by selecting your annual driving limit.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":365,"FeatureName":"Zuno's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureShortName":"Zuno's Pay As You Drive Plan ($$KMS$$ km) - Video Inspection","FeatureDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","FeatureShortDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":366,"FeatureName":"Pay As You Consume!","FeatureShortName":"Pay As You Consume!","FeatureDesc":"Drive Less? Save more by selecting your annual driving limit.","FeatureShortDesc":"Drive Less? Save more by selecting your annual driving limit.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1155,"SubCategory":"BajajPAYC","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":367,"FeatureName":"Bajaj's Pay As You Consume Plan ($$KMS$$ km) - Video Inspection","FeatureShortName":"Bajaj's Pay As You Consume Plan ($$KMS$$ km) - Video Inspection","FeatureDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","FeatureShortDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1155,"SubCategory":"BajajPAYC","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":368,"FeatureName":"How will I upload a video of my car?","FeatureShortName":"How will I upload a video of my car?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1152,"SubCategory":"ReliancePAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":369,"FeatureName":"How will I upload a video of my car?","FeatureShortName":"How will I upload a video of my car?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1157,"SubCategory":"ZunoPAYD","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":370,"FeatureName":"How will I upload a video of my car?","FeatureShortName":"How will I upload a video of my car?","FeatureDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","FeatureShortDesc":"You will log in to the Policybazaar app from the same registered mobile number. You will then follow simple step-by-step instructions to upload video of your car.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1155,"SubCategory":"BajajPAYC","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":371,"FeatureName":"Pay As You Consume!","FeatureShortName":"Pay As You Consume!","FeatureDesc":"Planning to Drive Less? Save more by selecting your annual driving limit.","FeatureShortDesc":"Planning to Drive Less? Save more by selecting your annual driving limit.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1155,"SubCategory":"BajajPAYC","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":372,"FeatureName":"Bajaj's Pay As You Consume Plan ($$KMS$$ km) ","FeatureShortName":"Bajaj's Pay As You Consume Plan ($$KMS$$ km) ","FeatureDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","FeatureShortDesc":"Insurer offers lower premium based on your kilometer choice (you will pay less, if you drive less). Damages to your car will be covered up to the chosen kilometer limit. If you are about to exceed the kilometer limit during the policy period, you can topup at an additional cost.","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":14,"Category":"SpecialPlans","SubCategoryId":1155,"SubCategory":"BajajPAYC","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":373,"FeatureName":"70% Advance Payment","FeatureShortName":"70% Advance Payment","FeatureDesc":"Insurer offers upfront advance cash upto 70% of loss assessment on all eligible claims (excluding GST amount). You can get your vehicle repaired at the garage of your choice and submit the bills after repair to get the GST amount as well.","FeatureShortDesc":"Insurer offers upfront advance cash upto 70% of loss assessment on all eligible claims (excluding GST amount). You can get your vehicle repaired at the garage of your choice and submit the bills after repair to get the GST amount as well.","Sequence":60,"Priority":11,"FeatureLabel":"Insurer offers upfront advance cash upto 70% of loss assessment on all eligible claims.","FeatureShortLabel":"","FeatureValue":239,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"Offered by only 2 insurers","AdditionalInfo1":"","AdditionalInfo2":"Upto 70%","BandType":""},{"FeatureId":374,"FeatureName":"On-Ground Support","FeatureShortName":"On-Ground Support","FeatureDesc":"Insurer offers on-ground claim support (in 12+ cities) including pick-up and post-repair delivery to your preferred location. Your dedicated claims manager with keep you updated throughout the claim process including details about pick-up and drop-off, repair status, survey progress, and assessment information.","FeatureShortDesc":"Insurer offers on-ground claim support (in 12+ cities) including pick-up and post-repair delivery to your preferred location. Your dedicated claims manager with keep you updated throughout the claim process including details about pick-up and drop-off, repair status, survey progress, and assessment information.","Sequence":60,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":375,"FeatureName":"5-Day Repair Guarantee","FeatureShortName":"5-Day Repair Guarantee","FeatureDesc":"Insurer has arrangements with selected workshops whereby repairs for claims upto 50k will be guaranteed within 5 days.","FeatureShortDesc":"Insurer has arrangements with selected workshops whereby repairs for claims upto 50k will be guaranteed within 5 days.","Sequence":60,"Priority":1,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":376,"FeatureName":"Repair Warranty","FeatureShortName":"Repair Warranty","FeatureDesc":"Insurer has arrangements with the workshops whereby a 2-year or 10,000 km (whichever is earlier) repair warranty will be offered on the repairs at the time of claim.","FeatureShortDesc":"Insurer has arrangements with the workshops whereby a 2-year or 10,000 km (whichever is earlier) repair warranty will be offered on the repairs at the time of claim.","Sequence":60,"Priority":2,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":236,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":true,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"Upto 2 Years or 10k kms","BandType":""},{"FeatureId":377,"FeatureName":"Free Pick-up & Drop","FeatureShortName":"Free Pick-up & Drop","FeatureDesc":"Insurer has arrangements with the workshops for free pick-up and drop service (in select cities) at the time of claim for repairing at these garages. You can call the insurer on their claims toll free 1800 2666 before intimation of claim to avail this benefit.","FeatureShortDesc":"Insurer has arrangements with the workshops for free pick-up and drop service (in select cities) at the time of claim for repairing at these garages. You can call the insurer on their claims toll free 1800 2666 before intimation of claim to avail this benefit.","Sequence":60,"Priority":3,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":378,"FeatureName":"Free Garage Benefits","FeatureShortName":"Free Garage Benefits","FeatureDesc":"Free Washing & Vacuuming services can be availed during claims.","FeatureShortDesc":"Free Washing & Vacuuming services can be availed during claims.","Sequence":60,"Priority":7,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":235,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":379,"FeatureName":"Live-Video Claims","FeatureShortName":"Live-Video Claims","FeatureDesc":"This plan offers quick and easy inspection at the time of claims by company surveyer using video live streaming facility at select network garages.","FeatureShortDesc":"This plan offers quick and easy inspection at the time of claims by company surveyer using video live streaming facility at select network garages.","Sequence":60,"Priority":6,"FeatureLabel":"Insurer offers live-video claims: quick and easy inspection through live streaming of video for surveying of damages.","FeatureShortLabel":"","FeatureValue":238,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":380,"FeatureName":"Total Loss Amount Guaranteed","FeatureShortName":"Total Loss Amount Guaranteed","FeatureDesc":"In case of total loss (car is damaged beyond repair), you will get the IDV amount stated in your policy without any negotiation.","FeatureShortDesc":"In case of total loss (car is damaged beyond repair), you will get the IDV amount stated in your policy without any negotiation.","Sequence":60,"Priority":9,"FeatureLabel":"In case of total loss (car is damaged beyond repair), you will get the IDV amount stated in your policy without any negotiation.","FeatureShortLabel":"","FeatureValue":238,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":381,"FeatureName":"No Salvage Fee","FeatureShortName":"No Salvage Fee","FeatureDesc":"In case of replaced parts, salvage amount for the old part will not be deducted from your claim amount.","FeatureShortDesc":"In case of replaced parts, salvage amount for the old part will not be deducted from your claim amount.","Sequence":60,"Priority":10,"FeatureLabel":"In case of replaced parts, salvage amount for the old part will not be deducted from your claim amount.","FeatureShortLabel":"","FeatureValue":238,"FeatureScore":0,"CategoryId":2,"Category":"Plan Benefit","SubCategoryId":203,"SubCategory":"Claim","ProTipOn":false,"ProTipDescription":"","AdditionalInfo1":"","AdditionalInfo2":"","BandType":""},{"FeatureId":1001,"FeatureName":"Owner's Gender","FeatureShortName":"Owner's Gender","FeatureDesc":"NULL","FeatureShortDesc":"NULL","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":1002,"FeatureName":"Car Owner's Details","FeatureShortName":"Car Owner's Details","FeatureDesc":"Owner's full name (as per RC)","FeatureShortDesc":"Owner's full name (as per RC)","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":true,"ProTipDescription":"This must be the car owner's name as per RC","AdditionalInfo1":"Please enter a valid name as per RC","AdditionalInfo2":"Please enter car owner’s name as per RC","BandType":""},{"FeatureId":1003,"FeatureName":"Owner's Name","FeatureShortName":"Owner's Name","FeatureDesc":"Company name (as per RC)","FeatureShortDesc":"Company name (as per RC)","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":true,"ProTipDescription":"You declared before payment that this car is owned by a company","AdditionalInfo1":"Please enter a valid name as per RC","AdditionalInfo2":"Please enter company’s name as per RC","BandType":""},{"FeatureId":1004,"FeatureName":"Would you like to enter GST number?","FeatureShortName":"Would you like to enter GST number?","FeatureDesc":"Enter GSTIN number","FeatureShortDesc":"Enter GSTIN number","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"Please enter a valid GST number","AdditionalInfo2":"Please enter the company’s GST number","BandType":""},{"FeatureId":1005,"FeatureName":"Communication Address","FeatureShortName":"Communication Address","FeatureDesc":"NULL","FeatureShortDesc":"NULL","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"NULL","AdditionalInfo2":"NULL","BandType":""},{"FeatureId":1006,"FeatureName":"NULL","FeatureShortName":"NULL","FeatureDesc":"Enter communication address","FeatureShortDesc":"Enter communication address","Sequence":100,"Priority":101,"FeatureLabel":"","FeatureShortLabel":"","FeatureValue":0,"FeatureScore":0,"CategoryId":12,"Category":"ProposalF2B","SubCategoryId":1201,"SubCategory":"PF","ProTipOn":false,"ProTipDescription":"NULL","AdditionalInfo1":"Please enter a valid address (at least 6 characters)","AdditionalInfo2":"Enter address where insurer can send docs, if 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